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<a href="https://www.cbc.be/entreprendre/fr/financements/vehicules.html?zone=topnav">Emprunter pour vos véhicules</a>
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<a href="https://www.cbc.be/entreprendre/fr/produits/credits/credit-investissement.html?zone=topnav">Emprunter pour votre matériel d’exploitation</a>
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<a href="https://www.cbc.be/entreprendre/fr/financements/fonds-roulement.html?zone=topnav">Emprunter pour votre fonds de roulement</a>
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<a href="https://www.cbc.be/entreprendre/fr/financements/immobilier.html?zone=topnav">Emprunter pour un bien immobilier</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/info/changer-de-banque-pour-cbc.html?zone=topnav&zone=topnav">Changer de banque</a>
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<a href="/particuliers/fr/produits/paiements/self-banking/sur-votre-smartphone/cbc-mobile-banking.html?zone=topnav&zone=topnav">Afficher plus</a>
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<a href="/entreprendre/fr/paiements.html?zone=topnav&zone=topnav">Pour les entrepreneurs</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/payer-et-etre-paye/comptes-professionnels/comparateur-comptes-bancaires-professionnels.html?zone=topnav&zone=topnav">Compte professionnel</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/paiements.html?zone=topnav&zone=topnav">Payer et être payé</a>
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<a class="aem-main-nav__menu-tile__text" href="/entreprendre/fr/online-bankieren/zelfstandige.html?zone=topnav&zone=topnav">Services bancaires en ligne</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/moments-cles/services-supplementaires.html?zone=topnav&zone=topnav">Services supplémentaires</a>
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<a class="aem-main-nav__menu-tile__title-link" href="https://www.cbc.be/particuliers/fr/epargner.html?zone=topnav&zone=topnav">Epargner</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/comptes-epargne/start2save.html?zone=topnav&zone=topnav">Compte d’épargne CBC-Start2Save</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/compte-epargne-commun.html?zone=topnav&zone=topnav">Compte d'épargne commun</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/comptes-epargne/compte-d-epargne-pour-tiers.html?zone=topnav&zone=topnav">Epargner pour mon (petit-)enfant</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/comptes-epargne/compte-epargne-pour-tiers-pour-bebe.html?zone=topnav&zone=topnav">Epargner pour mon bébé</a>
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<a href="/particuliers/fr/epargner.html?zone=topnav&zone=topnav">Afficher plus</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension.html?zone=topnav&zone=topnav">Ouvrir une épargne-pension</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension/fonds-d-epargne-pension.html?zone=topnav&zone=topnav">Fonds d'épargne-pension</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension/assurance-epargne-pension.html?zone=topnav&zone=topnav">Assurance épargne-pension</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/epargne-long-terme-apres-54-ans.html?zone=topnav&zone=topnav">54 ans, un âge important </a>
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<a href="/particuliers/fr/sparen/wat-betekent-langetermijnsparen.html?zone=topnav&zone=topnav">Epargne à long terme</a>
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<a class="aem-main-nav__menu-tile__text" href="/particuliers/fr/sparen/wat-betekent-langetermijnsparen.html?zone=topnav&zone=topnav">Ouvrir une epargne à long terme </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/epargnefiscale.html?zone=topnav&zone=topnav">Solutions fiscalement avantageuses </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension/assurance-epargne-pension/home-long-term-plan.html?zone=topnav&zone=topnav">Assurance épargne de la Branche 21 </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/branche-23/life-long-term-fund-plan.html?zone=topnav&zone=topnav">Assurance placement de la Branche 23</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/epargnealongterme-apres-65ans.html?zone=topnav&zone=topnav">Epargner après 65 ans </a>
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<a href="/entreprendre/fr/epargne-placements.html?zone=topnav&zone=topnav">Pour les entrepreneurs</a>
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<ul>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/article/croissance-et-gestion-de-votre-entreprise/finances.html?zone=topnav&zone=topnav">Gestion financière de votre entreprise</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/assurances/assurer-vous-et-vos-collaborateurs/vous-et-votre-famille/cpti.html?zone=topnav&zone=topnav">Pension complémentaire libre pour indépendants avec CPTI</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/assurances/assurer-vous-et-vos-collaborateurs/vous-et-votre-famille/pcli-sociale.html?zone=topnav&zone=topnav">CBC-Life Pension Plan - PCLI sociale</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/assurances/assurer-vous-et-vos-collaborateurs/vous-et-votre-famille/eip-engagement-individuel-de-pension.html?zone=topnav&zone=topnav">Pension complémentaire pour les dirigeants d'entreprise avec EIP</a>
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<a class="aem-main-nav__menu-tile__title-link" href="https://www.cbc.be/particuliers/fr/placements.html?zone=topnav&zone=topnav">Investir</a>
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<a href="/particuliers/fr/placements/debutant.html?zone=topnav&zone=topnav">Commencer à investir</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/tout-savoir/epargner-et-investir.html?zone=topnav&zone=topnav">Pourquoi combiner épargne et investissements? </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/profil-investisseur.html?zone=topnav&zone=topnav">Votre profil d'investisseur sur mesure </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investir-votre-petite-monnaie.html?zone=topnav&zone=topnav">Investir votre petite monnaie</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/plan-investissement.html?zone=topnav&zone=topnav">Investir en ligne dans un plan d'investissement mensuel</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investir-pour-un-enfant.html?zone=topnav&zone=topnav">Investir pour un enfant</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/apprendre.html?zone=topnav&zone=topnav">En apprendre plus sur les investissements</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/proposition-d-investissement-digitale.html?zone=topnav&zone=topnav">Proposition d'investissement sur mesure </a>
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<a href="/particuliers/fr/placements/plus-experimentes.html?zone=topnav&zone=topnav">Constituer mon patrimoine</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/campagne/apps/bolero.html?zone=topnav&zone=topnav">Approche libre avec Bolero </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investir-intelligemment.html?zone=topnav&zone=topnav">Approche déléguée </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investissement-thematique.html?zone=topnav&zone=topnav">Investissements thématiques</a>
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<a class="aem-main-nav__menu-tile__text" href="/particuliers/fr/beleggen/duurzaam-beleggen.html?zone=topnav&zone=topnav">Investissements responsables</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/produits/placements/actions/cera-e-aandelen.html?zone=topnav&zone=topnav">Parts coopératives Cera </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/qu-est-ce-qu-une-obligation.html?zone=topnav&zone=topnav">Investir en obligations </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/acheter-des-fonds.html?zone=topnav&zone=topnav">Acheter des parts supplémentaires de fonds </a>
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<a href="/particuliers/fr/produits/placements/mes-investissements.html?zone=topnav&zone=topnav">Faire fructifier mon patrimoine</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/presentation-experts-placements.html?zone=topnav&zone=topnav">Des experts en placements à vos côtés </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr.html?zone=topnav&zone=topnav">Private Banking</a>
</li>
</ul>
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<div class="aem-main-nav__menu-tile__section__title">
<a href="/entreprendre/fr/epargne-placements.html?zone=topnav&zone=topnav">Pour les entrepreneurs</a>
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<ul>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr/a-propos-de-nous/bienvenue-professions-medicales.html?zone=topnav&zone=topnav">Approche spécialisée pour Professions Libérales Médicales </a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr/a-propos-de-nous/bienvenue-dirigeants-entreprises.html?zone=topnav&zone=topnav">Approche spécialisée pour dirigeants d’entreprise</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr/entrepreneurs/entreprise-familiale.html?zone=topnav&zone=topnav">Entreprise familiale: accompagnement global</a>
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</ul>
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<a class="aem-main-nav__menu-tile__title-link" href="https://www.cbc.be/particuliers/fr/emprunter.html?zone=topnav&zone=topnav">Emprunter</a>
<div class="aem-main-nav__menu-tile__section">
<div class="aem-main-nav__menu-tile__section__title aem-main-nav__menu-tile__section__title--border">
<a href="/particuliers/fr/emprunter/emprunter-pour-votre-habitation.html?zone=topnav&zone=topnav">Pour votre habitation</a>
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<ul>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-hypothecaire.html?zone=topnav&zone=topnav">Prêt hypothécaire</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-travaux.html?zone=topnav&zone=topnav">Prêt travaux</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-energie-verte.html?zone=topnav&zone=topnav">Prêt énergie</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-jardin.html?zone=topnav&zone=topnav">Prêt jardin</a>
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<a href="/particuliers/fr/emprunter/emprunter-pour-votre-habitation.html?zone=topnav&zone=topnav">Afficher plus</a>
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<div class="aem-main-nav__menu-tile__section__title">
<a href="/particuliers/fr/emprunter/vehicule.html?zone=topnav&zone=topnav">Pour votre véhicule</a>
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<ul>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-voiture-pour-les-voitures-essence-diesel.html?zone=topnav&zone=topnav">Voiture à moteur thermique</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-auto-voiture-hybride.html?zone=topnav&zone=topnav">Voiture hybride rechargeable</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-voiture-electrique.html?zone=topnav&zone=topnav">Voiture 100% électrique</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-velo.html?zone=topnav&zone=topnav">Prêt vélo</a>
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Le Certificat PEB en Wallonie: un Indicateur Clé lors d’un achat ou d’une location
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<h1 class="alpha chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Le certificat PEB en Wallonie: un indicateur clé lors d’un achat ou d’une location.</h1>
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<div class="aem__rich-text aem__rich-text--bullet-default default-margin" data-component-type="rich-text"><p>En Wallonie, lorsqu’on achète ou loue un bien immobilier, plusieurs critères entrent en jeu: le prix, l'emplacement, la surface… Mais avez-vous pensé à sa consommation d’énergie? </p>
<p>Selon l’Observatoire de l’Immobilier de CBC Banque, le niveau de PEB est devenu un critère important, voire essentiel lors de l’achat d’un bien pour 75% des propriétaires (potentiels).</p>
<p>Le certificat PEB (Performance Énergétique des Bâtiments) est obligatoire en Wallonie lors de la vente ou de la mise en location d’un logement. Il permet d’anticiper les coûts énergétiques, d’évaluer le confort thermique et de mieux comprendre l’impact environnemental du bâtiment. </p>
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<div class="text-image__text"><h2>Qu’est-ce que le certificat PEB et pourquoi est-il obligatoire en Wallonie?</h2>
<p>La certification de la performance énergétique des bâtiments (PEB) consiste à évaluer de manière globale et selon une méthode de calcul définie, la performance énergétique d'un bâtiment.</p>
<p>Le certificat PEB attribue une note à un logement sur une échelle de A++ (très performant) à G (très énergivore). </p>
<p>En Wallonie, le certificat PEB est Obligatoire dans les cas suivants:</p>
<ul>
<li><b>Lors de la vente d’un bien immobilier résidentiel<br />
</b>Un certificat PEB doit être disponible dès la mise en vente. L'acheteur doit le recevoir au moment de la signature de l'acte authentique.</li>
</ul>
<ul>
<li><b>Lors de la mise en location d’une maison ou d’un appartement<br />
</b>Le propriétaire doit disposer du certificat PEB avant la publication de l'annonce de location. Le locataire doit en recevoir une copie à la signature du bail.</li>
</ul>
<ul>
<li><b>Lors de certaines demandes de permis d'urbanisme.<br />
</b>Lors de la construction d’un nouveau logement, un certificat PEB initial peut également être demandé avant démolition ou lors de travaux importants modifiant la performance énergétique du bâtiment.</li>
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<h3 class="gamma chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Sans certificat PEB, impossible de vendre ou de louer un bien légalement en Wallonie.</h3>
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<div class="text-image__text"><p>Chez CBC Banque, <b>le certificat PEB peut également être utile pour obtenir une réduction sur le taux de votre </b><a href="/particuliers/fr/emprunter/logement/pret-hypothecaire.html" title="Prêt hypothécaire"><b>Crédit logement CBC</b></a><b>.</b></p>
<p>Vous pouvez obtenir une réduction de taux supplémentaire pour le financement d’une habitation (PEB A, B, C ou D). Cette réduction peut également vous être octroyée ex-post jusqu’à 7 ans après l’ouverture de votre crédit logement, donc après la réalisation de travaux vous permettant d’améliorer le PEB de votre habitation! Applicable pour les crédits logement qui en font mention dans leur contrat (à partir de décembre 2022).</p></div>
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<div class="text-image__text"><h2>Un projet de rénovation?</h2>
<p>Vendre ou acheter un bien immobilier, le mettre en location, hériter ou faire une donation sont des étapes clés dans la vie d'un bâtiment. Vous pensez peut-être à un projet de rénovation? N’hésitez pas à demander un PEB récent de votre bien. Cela vous permettra de vous faire une idée précise de son état actuel. Il contient également des recommandations concrètes pour rendre votre logement plus économe en énergie. </p>
<h3>Le saviez-vous?</h3>
<p>Il est possible d'introduire très simplement une demande de certificat PEB via CBC Mobile.</p></div>
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<div class="text-image__text"><h2>Comment lire et comprendre un certificat PEB?</h2>
<p>Le certificat PEB contient plusieurs informations essentielles: </p>
<ol>
<li><b>Le label ou classe énergétique (A+ à G)</b><br />
A+ = Très performant: faible consommation, logement bien isolé<br />
G = Très énergivore: fortes pertes de chaleur, factures élevées <br />
<br />
</li>
<li><b>La consommation d’énergie primaire (en kWh/m².an)</b><br />
Il s’agit de la quantité d’énergie nécessaire pour chauffer et alimenter le logement. L'énergie primaire est l'énergie prélevée à la planète, en tenant compte de toutes les pertes encourues depuis son extraction jusqu'à son utilisation finale dans le bâtiment.<br />
<br />
Exemples concrets:<br />
- Une maison bien isolée avec un PEB B consommera environ 85 kWh/m².an.<br />
- Une maison ancienne sans rénovation avec un PEB F peut dépasser 400 kWh/m².an, ce qui représente jusqu’à 6.000 litres de mazout par an. <br />
<br />
</li>
<li><b>Les recommandations d’amélioration</b><br />
Le certificat PEB en Wallonie inclut une liste de travaux recommandés pour améliorer la performance énergétique du logement. </li>
</ol></div>
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<div class="text-image__text"><h2>Pourquoi le PEB est-il important?</h2>
<ul>
<li>Des économies sur les factures d’énergie: un bon PEB signifie moins de chauffage et d’électricité consommés et donc des économies immédiates. </li>
</ul>
<ul>
<li>Un logement plus confortable: un bon PEB garantit une température stable toute l’année, moins de courants d’air et une meilleure qualité de vie. </li>
</ul>
<ul>
<li>Une valeur immobilière plus élevée: en Wallonie, un logement bien classé est plus attractif sur le marché immobilier. Depuis 2023, les banques prennent en compte le PEB pour l’octroi des crédits immobiliers: un bon score peut permettre d’obtenir un meilleur taux d’emprunt. </li>
</ul>
<ul>
<li>Un geste pour l’environnement: un logement économe en énergie réduit son empreinte carbone. Moins de consommation, c’est moins d’émissions de CO₂ et un impact positif pour la planète.</li>
</ul>
<ul>
<li>D’ici 2028, les biens résidentiels situés en Wallonie devront posséder un certificat PEB. Ils devraient également être soumis aux mesures du Plan Air Climat Énergie, adopté en mars 2023 et visant la réduction des émissions de gaz à effet de serre. Concrètement, les biens avec labels G, F, E, D, C seraient progressivement interdits selon un calendrier s’étendant jusqu’en 2050 et donc sujet à de potentielles modifications.</li>
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<div class="text-image__text"><h2><br />
Comment améliorer son certificat PEB en Wallonie?</h2>
<p>Si votre logement est mal classé, voici des actions à mettre en place pour améliorer son efficacité énergétique : </p>
<ul>
<li>Isolation des murs, du toit et du sol: environ 30% des pertes de chaleur se font par le toit. </li>
<li>Remplacement des fenêtres: installer du double ou triple vitrage permet d’éviter les déperditions thermiques. </li>
<li>Chauffage performant: une chaudière à condensation, une pompe à chaleur ou un chauffage au bois peuvent améliorer votre PEB.</li>
<li>Panneaux solaires: une solution pour produire sa propre électricité et alléger ses factures. </li>
</ul>
<p>Pour vous aider à financer ce type de travaux, nous proposons un <a title="Prêt énergie verte" href="/particuliers/fr/emprunter/logement/pret-energie-verte.html">Prêt CBC énergie</a> qui propose des taux encore plus avantageux qu'un prêt rénovation classique.</p></div>
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<img class="text-image__img text-image__img--vertical-top text-image__img--horizontal-center" srcset="https://wcmassets.cbc.be/content/dam/particulieren/f-cbc/wonen/EPC-05-le-certificat-peb-comment-diminuer-FR-small.png/_jcr_content/renditions/cq5dam.web.480.9999.png.cdn.res/last-modified/1741275005324/cq5dam.web.480.9999.png 480w, https://wcmassets.cbc.be/content/dam/particulieren/f-cbc/wonen/EPC-05-le-certificat-peb-comment-diminuer-FR-small.png/_jcr_content/renditions/cq5dam.web.680.9999.png.cdn.res/last-modified/1741275005324/cq5dam.web.680.9999.png 680w, https://wcmassets.cbc.be/content/dam/particulieren/f-cbc/wonen/EPC-05-le-certificat-peb-comment-diminuer-FR-small.png/_jcr_content/renditions/cq5dam.web.960.9999.png.cdn.res/last-modified/1741275005324/cq5dam.web.960.9999.png 960w, https://wcmassets.cbc.be/content/dam/particulieren/f-cbc/wonen/EPC-05-le-certificat-peb-comment-diminuer-FR-small.png/_jcr_content/renditions/cq5dam.web.1200.9999.png.cdn.res/last-modified/1741275005324/cq5dam.web.1200.9999.png 1080w, https://wcmassets.cbc.be/content/dam/particulieren/f-cbc/wonen/EPC-05-le-certificat-peb-comment-diminuer-FR-small.png/_jcr_content/renditions/cq5dam.web.2000.9999.png.cdn.res/last-modified/1741275005324/cq5dam.web.2000.9999.png 1080w" sizes="(min-width:768px) 66vw, 100vw" src="https://wcmassets.cbc.be/content/dam/particulieren/f-cbc/wonen/EPC-05-le-certificat-peb-comment-diminuer-FR-small.png/_jcr_content/renditions/cq5dam.web.2000.9999.png.cdn.res/last-modified/1741275005324/cq5dam.web.2000.9999.png" alt="les différentes notes du certificat PEB" loading="lazy"/>
</figure>
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<div class="text-image__text"><h2>Les primes et aides en Wallonie pour améliorer le PEB</h2>
<p>Le Gouvernement wallon a décidé d’adopter une transition vers un nouveau système de primes à la rénovation d'ici fin 2026.</p>
<p><b>Jusqu'au 30 septembre 2026</b></p>
<p>Pour toutes les demandes de primes introduites à compter du 14 février 2025 et pour lesquelles aucune demande de maintien (introduite jusqu'au 28 février 2025) n'a été déclarée recevable par l'Administration, le nouveau régime, dit régime temporaire, sera applicable. </p>
<p>Les conditions d'accès aux primes Habitation se durcissent, les montant des primes sont plafonnés et revus à la baisse. Plus d’informations sur le site <a href="https://logement.wallonie.be/fr/aide/primes-habitation-2025">logement.wallonie</a>.</p>
<p><b>À partir d'octobre 2026</b></p>
<p>Le régime de soutien temporaire sera remplacé par un nouveau régime (dit "régime global") à la date du 1er octobre 2026. Cette réforme consistera en une refonte complète du système de primes dont les détails sont encore à définir.</p></div>
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<small class="juridical-text muted"><p><span>Forme de crédit: Crédit hypothécaire à destination immobilière. Prêteur: CBC Banque SA, Avenue Albert Ier 60, 5000 Namur, Belgique. TVA BE 0403.211.380, RPM Liège division Namur. Sous réserve d’approbation de votre demande de crédit par CBC Banque SA.<br />
CBC Banque SA ne propose pas de contrats de crédit en monnaie étrangère.<br />
</span>La loi définit ce type de contrat de crédit comme un contrat où le crédit est exprimé dans une monnaie autre que celle dans laquelle le consommateur perçoit les revenus ou détient les biens à partir desquels le crédit doit être remboursé ou est exprimé dans une monnaie autre que celle de l'Etat membre dans lequel le consommateur réside.<span><br />
CBC Banque s’adresse dès lors uniquement aux personnes résidant en Belgique, qui perçoivent leurs principaux revenus en euros.</span></p>
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