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<a href="https://www.cbc.be/entreprendre/fr/produits/credits/credit-investissement.html?zone=topnav">Emprunter pour votre matériel d’exploitation</a>
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<a href="https://www.cbc.be/entreprendre/fr/financements/fonds-roulement.html?zone=topnav">Emprunter pour votre fonds de roulement</a>
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<a href="https://www.cbc.be/entreprendre/fr/financements/immobilier.html?zone=topnav">Emprunter pour un bien immobilier</a>
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<a class="aem-main-nav__menu-tile__text" href="/particuliers/fr/product/betalen/zelf-bankieren/met-je-smartphone/mobile/sodexo.html?zone=topnav&zone=topnav">Commander vos titres-services</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/info/changer-de-banque-pour-cbc.html?zone=topnav&zone=topnav">Changer de banque</a>
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<a href="/particuliers/fr/produits/paiements/self-banking/sur-votre-smartphone/cbc-mobile-banking.html?zone=topnav&zone=topnav">Afficher plus</a>
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<a href="/entreprendre/fr/paiements.html?zone=topnav&zone=topnav">Pour les entrepreneurs</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/payer-et-etre-paye/comptes-professionnels/comparateur-comptes-bancaires-professionnels.html?zone=topnav&zone=topnav">Compte professionnel</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/paiements.html?zone=topnav&zone=topnav">Payer et être payé</a>
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<a class="aem-main-nav__menu-tile__text" href="/entreprendre/fr/online-bankieren/zelfstandige.html?zone=topnav&zone=topnav">Services bancaires en ligne</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/moments-cles/services-supplementaires.html?zone=topnav&zone=topnav">Services supplémentaires</a>
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<a class="aem-main-nav__menu-tile__title-link" href="https://www.cbc.be/particuliers/fr/epargner.html?zone=topnav&zone=topnav">Epargner</a>
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<a class="aem-main-nav__menu-tile__text" href="/particuliers/fr/product/sparen/spaarrekeningen/vergelijk-spaarrekeningen.html?zone=topnav&zone=topnav">Compte d’épargne gratuit</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/comptes-epargne/start2save.html?zone=topnav&zone=topnav">Compte d’épargne CBC-Start2Save</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/compte-epargne-commun.html?zone=topnav&zone=topnav">Compte d'épargne commun</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/comptes-epargne/compte-d-epargne-pour-tiers.html?zone=topnav&zone=topnav">Epargner pour mon (petit-)enfant</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/comptes-epargne/compte-epargne-pour-tiers-pour-bebe.html?zone=topnav&zone=topnav">Epargner pour mon bébé</a>
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<a href="/particuliers/fr/epargner.html?zone=topnav&zone=topnav">Afficher plus</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension.html?zone=topnav&zone=topnav">Ouvrir une épargne-pension</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension/fonds-d-epargne-pension.html?zone=topnav&zone=topnav">Fonds d'épargne-pension</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension/assurance-epargne-pension.html?zone=topnav&zone=topnav">Assurance épargne-pension</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/epargne-long-terme-apres-54-ans.html?zone=topnav&zone=topnav">54 ans, un âge important </a>
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<a href="/particuliers/fr/sparen/wat-betekent-langetermijnsparen.html?zone=topnav&zone=topnav">Epargne à long terme</a>
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<a class="aem-main-nav__menu-tile__text" href="/particuliers/fr/sparen/wat-betekent-langetermijnsparen.html?zone=topnav&zone=topnav">Ouvrir une epargne à long terme </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/epargnefiscale.html?zone=topnav&zone=topnav">Solutions fiscalement avantageuses </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargne-pension/assurance-epargne-pension/home-long-term-plan.html?zone=topnav&zone=topnav">Assurance épargne de la Branche 21 </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/branche-23/life-long-term-fund-plan.html?zone=topnav&zone=topnav">Assurance placement de la Branche 23</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/epargnealongterme-apres-65ans.html?zone=topnav&zone=topnav">Epargner après 65 ans </a>
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<a href="/entreprendre/fr/epargne-placements.html?zone=topnav&zone=topnav">Pour les entrepreneurs</a>
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<ul>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/article/croissance-et-gestion-de-votre-entreprise/finances.html?zone=topnav&zone=topnav">Gestion financière de votre entreprise</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/assurances/assurer-vous-et-vos-collaborateurs/vous-et-votre-famille/cpti.html?zone=topnav&zone=topnav">Pension complémentaire libre pour indépendants avec CPTI</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/assurances/assurer-vous-et-vos-collaborateurs/vous-et-votre-famille/pcli-sociale.html?zone=topnav&zone=topnav">CBC-Life Pension Plan - PCLI sociale</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/entreprendre/fr/produits/assurances/assurer-vous-et-vos-collaborateurs/vous-et-votre-famille/eip-engagement-individuel-de-pension.html?zone=topnav&zone=topnav">Pension complémentaire pour les dirigeants d'entreprise avec EIP</a>
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<span class="aem-main-nav__menu-tile__text" data-mobile-back="mobile-back">Retour au menu</span>
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<h3 class="aem-main-nav__menu-tile__title">Langue choisie</h3>
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<a class="aem-main-nav__menu-tile__title-link" href="https://www.cbc.be/particuliers/fr/placements.html?zone=topnav&zone=topnav">Investir</a>
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<a href="/particuliers/fr/placements.html?zone=topnav&zone=topnav">Commencer à investir</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/epargner/tout-savoir/epargner-et-investir.html?zone=topnav&zone=topnav">Pourquoi combiner épargne et investissements? </a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/profil-investisseur.html?zone=topnav&zone=topnav">Votre profil d'investisseur sur mesure </a>
</li>
<li class="aem-main-nav__menu-tile__link">
<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investir-votre-petite-monnaie.html?zone=topnav&zone=topnav">Investir votre petite monnaie</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/plan-investissement.html?zone=topnav&zone=topnav">Investir en ligne dans un plan d'investissement mensuel</a>
</li>
<li class="aem-main-nav__menu-tile__link">
<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investir-pour-un-enfant.html?zone=topnav&zone=topnav">Investir pour un enfant</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/apprendre.html?zone=topnav&zone=topnav">En apprendre plus sur les investissements</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/proposition-d-investissement-digitale.html?zone=topnav&zone=topnav">Proposition d'investissement sur mesure </a>
</li>
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<a href="/particuliers/fr/placements.html?zone=topnav&zone=topnav">Constituer mon patrimoine</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/campagne/apps/bolero.html?zone=topnav&zone=topnav">Approche libre avec Bolero </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investir-intelligemment.html?zone=topnav&zone=topnav">Approche déléguée </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/investissement-thematique.html?zone=topnav&zone=topnav">Investissements thématiques</a>
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<a class="aem-main-nav__menu-tile__text" href="/particuliers/fr/beleggen/duurzaam-beleggen.html?zone=topnav&zone=topnav">Investissements responsables</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/produits/placements/actions/cera-e-aandelen.html?zone=topnav&zone=topnav">Parts coopératives Cera </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/qu-est-ce-qu-une-obligation.html?zone=topnav&zone=topnav">Investir en obligations </a>
</li>
<li class="aem-main-nav__menu-tile__link">
<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/acheter-des-fonds.html?zone=topnav&zone=topnav">Acheter des parts supplémentaires de fonds </a>
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<a href="/particuliers/fr/produits/placements/mes-investissements.html?zone=topnav&zone=topnav">Faire fructifier mon patrimoine</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/placements/presentation-experts-placements.html?zone=topnav&zone=topnav">Des experts en placements à vos côtés </a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr.html?zone=topnav&zone=topnav">Private Banking</a>
</li>
</ul>
</div>
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<div class="aem-main-nav__menu-tile__section__title">
<a href="/entreprendre/fr/epargne-placements.html?zone=topnav&zone=topnav">Pour les entrepreneurs</a>
</div>
<ul>
<li class="aem-main-nav__menu-tile__link">
<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr/a-propos-de-nous/bienvenue-professions-medicales.html?zone=topnav&zone=topnav">Approche spécialisée pour Professions Libérales Médicales </a>
</li>
<li class="aem-main-nav__menu-tile__link">
<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr/a-propos-de-nous/bienvenue-dirigeants-entreprises.html?zone=topnav&zone=topnav">Approche spécialisée pour dirigeants d’entreprise</a>
</li>
<li class="aem-main-nav__menu-tile__link">
<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/private-banking/fr/entrepreneurs/entreprise-familiale.html?zone=topnav&zone=topnav">Entreprise familiale: accompagnement global</a>
</li>
</ul>
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<h3 class="aem-main-nav__menu-tile__title">Langue choisie</h3>
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<span class="aem-main-nav__menu-tile__text" data-mobile-back="mobile-back">Retour au menu</span>
</button>
<a class="aem-main-nav__menu-tile__title-link" href="https://www.cbc.be/particuliers/fr/emprunter.html?zone=topnav&zone=topnav">Emprunter</a>
<div class="aem-main-nav__menu-tile__section">
<div class="aem-main-nav__menu-tile__section__title aem-main-nav__menu-tile__section__title--border">
<a href="/particuliers/fr/emprunter/emprunter-pour-votre-habitation.html?zone=topnav&zone=topnav">Pour votre habitation</a>
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<ul>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-hypothecaire.html?zone=topnav&zone=topnav">Prêt hypothécaire</a>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-travaux.html?zone=topnav&zone=topnav">Prêt travaux</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-energie-verte.html?zone=topnav&zone=topnav">Prêt énergie</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/logement/pret-jardin.html?zone=topnav&zone=topnav">Prêt jardin</a>
</li>
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<a href="/particuliers/fr/emprunter/emprunter-pour-votre-habitation.html?zone=topnav&zone=topnav">Afficher plus</a>
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<div class="aem-main-nav__menu-tile__section__title">
<a href="/particuliers/fr/emprunter/vehicule.html?zone=topnav&zone=topnav">Pour votre véhicule</a>
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<ul>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-voiture-pour-les-voitures-essence-diesel.html?zone=topnav&zone=topnav">Voiture à moteur thermique</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-auto-voiture-hybride.html?zone=topnav&zone=topnav">Voiture hybride rechargeable</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-voiture-electrique.html?zone=topnav&zone=topnav">Voiture 100% électrique</a>
</li>
<li class="aem-main-nav__menu-tile__link">
<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-velo.html?zone=topnav&zone=topnav">Prêt vélo</a>
</li>
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<a class="aem-main-nav__menu-tile__text" href="https://www.cbc.be/particuliers/fr/emprunter/vehicule/pret-motorhome.html?zone=topnav&zone=topnav">Prêt motorhome</a>
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<h1 class="alpha chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Assurance omnium pour votre voiture</h1>
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<div class="aem__rich-text aem__rich-text--bullet-default default-margin" data-component-type="rich-text"><p><span class="social-proof-text">90% de nos clients optent pour une assurance omnium.</span><br />
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<li>Réductions pour les conducteurs prudents<br />
</li>
<li>Assurance tous risques</li>
<li>Même tarif en ligne qu'en agence<br />
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<div class="text-image__text"><p>Trouvez l'assurance de votre prochaine voiture avec CBC Mobile et bénéficiez de<b style=""> 15% de réduction sur notre assurance omnium complète</b> pendant la première année (<b style="">action valable du 01-01-2026 au 30-04-2026</b>). Vous bénéficiez en plus d'une garantie du prix d’achat étendue à 48 mois. </p>
<p>Utilisez le code <b>"OMNIUM 2026"</b> pour profiter de la réduction. La réduction n'est pas valable sur l'assurance assistance. </p></div>
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<h2 class="beta chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Pourquoi choisir l'assurance omnium de CBC?</h2>
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<div class="text-image__text"><p>Acheter une voiture neuve ou d'occasion représente un investissement non négligeable, que vous désirez bien entendu couvrir au mieux contre les dommages en cas d'accident, de vol ou de vandalisme. L'omnium indemnise les <b>dommages à votre voiture, même si vous êtes responsable de ces dommages</b>.</p>
<p>Notre omnium complète est une assurance<b> tous risques</b>: <b>tous les dommages sont couverts</b>, sauf ceux repris dans la liste des cas non assurés figurant dans les <a href="https://multimediafiles.kbcgroup.eu/ng/published/CBC/PDF/CBC_algemene_voorwaarden_personenauto_F.pdf" target="_blank">conditions générales</a>.</p>
<p>L'omnium n'est <b>pas légalement obligatoire</b>. Mais il est bien entendu conseillé d'assurer votre nouvelle voiture en omnium. Pas moins de <b>90% de nos clients choisissent une omnium pour leur nouvelle voiture</b>.<br />
</p></div>
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</div>
<div class="textimage parbase section"><div class="text-image text-image--left default-margin" data-component-type="textimage">
<div class="text-image__text"><ul>
<li>Les dommages résultant d'une collision, d'un incendie, d'un bris de glaces, d'un vol, de vandalisme, de l'action des forces de la nature, du plein avec le mauvais carburant, d'une collision avec des animaux errants ou des oiseaux, et les dommages dus aux fouines.</li>
<li>Les frais de remplacement des serrures ou de reprogrammation du système de verrouillage après le vol de vos clés de voiture.</li>
<li>Les frais de soins médicaux si vous êtes blessé à la suite d’un car-jacking ou d’un home-jacking.</li>
<li>Le coût de la TMC (taxe de mise en circulation) est assuré gratuitement en cas de perte totale.</li>
</ul>
<h4>Dommages aux biens transportés</h4>
<ul>
<li>Nous indemnisons jusqu'à 1.500 euros les objets destinés à un usage privé que vous transportez dans votre voiture si celle-ci est aussi endommagée. Y compris les vélos sur le porte-vélos et les objets dans votre coffre de toit.</li>
<li>Nous indemnisons aussi les équipements supplémentaires de votre voiture que vous ne pouvez plus utiliser après une perte totale (les pneus hiver ou le coffre de toit, par exemple).<br />
</li>
</ul></div>
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<h3 class="gamma chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Qu'est-ce qui n'est pas assuré?</h3>
</div>
<div class="textimage parbase section"><div class="text-image text-image--left default-margin" data-component-type="textimage">
<div class="text-image__text"><ul>
<li>Les sinistres que vous occasionnez en état d'intoxication alcoolique supérieure à 1,5 pour mille, en état d'ivresse ou dans un état similaire résultant de la consommation de produits autres que des boissons alcoolisées</li>
<li>Les dommages que vous occasionnez en conduisant votre voiture sans satisfaire aux conditions prescrites par les lois et les règlements belges.</li>
<li>Les dommages que vous causez intentionnellement</li>
<li>Les dommages aux pièces résultant de l'usure ou d'un manque manifeste d'entretien de votre voiture.</li>
<li>Le vol que vous facilitez en abandonnant le véhicule non verrouillé sans surveillance sur la voie publique ou dans un quelconque endroit accessible au public</li>
<li>Vos blessures en tant que conducteur de votre véhicule.<br />
Ces blessures sont couvertes par l'<a href="/particuliers/fr/assurer/vehicule/assurance-conducteur.html">Assurance accidents conducteur</a>.<br />
</li>
</ul>
<p>La liste complète des exclusions figure dans les <a adhocenable="false" href="https://multimediafiles.kbcgroup.eu/ng/published/CBC/PDF/CBC_algemene_voorwaarden_personenauto_F.pdf" target="_blank">conditions générales</a>.</p></div>
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<h2 class="beta chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">En savoir plus sur l'Omnium Tous risques dans le cadre de la Police voiture CBC</h2>
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<div class="text-image__text"><p>Grâce à notre outil de simulation hyper pratique en bas de cette page, vous pouvez calculer le tarif de votre assurance auto. Vous pouvez également <b>souscrire votre assurance immédiatement en ligne</b>, sans devoir passer en agence. Vous bénéficiez en ligne du<b> même tarif que dans un agence bancaire ou chez votre agent d'assurances</b>.</p>
<p>Vous êtes victime d’un sinistre? <b>L'agent d'assurances</b> <b>CBC</b> près de chez vous <b>vous accompagnera personnellement</b> pour votre déclaration, même si vous avez souscrit votre assurance en ligne.<br />
<br />
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<h3 class="gamma chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Franchise omnium: choisissez la franchise la plus adaptée à votre budget</h3>
</div>
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<div class="text-image__text"><ul>
<li>250 euros, 500 euros, 750 euros, 1.000 euros ou 1.250 euros</li>
<li>Aucune <b>franchise n'est appliquée en cas d'incendie</b>, ni en cas de dégâts de fonte par suite d'un court-circuit, d'explosion, de travaux d'extinction, de vol, d'action des forces de la nature, de dommages causés par les fouines, de la chute d'appareils de navigation aérienne ou d'éléments de ceux-ci, ni de collision avec des animaux errants ou des oiseaux. Même en cas de perte totale.</li>
<li>Il n'y a pas non plus de franchise pour le bris de glaces si vous choisissez l'un de <a adhocenable="false" href="/particuliers/fr/assurer/vehicule/sinistre-auto/que-faire-en-cas-de-bris-de-glaces.html">nos réparateurs ou Carglass</a>. Nous lui payons la facture directement.<br />
</li>
</ul></div>
</div>
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<h3 class="gamma chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Récupérez le prix d'achat dans son intégralité</h3>
</div>
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<div class="text-image__text"><ul>
<li>Si vous assurez une voiture neuve 100 % électrique, vous serez remboursé de la totalité de votre investissement jusqu'à 48 mois après votre achat.</li>
<li>Pour les voitures électriques d'occasion, la garantie du prix d'achat est de 24 mois.</li>
<li>Si vous assurez une voiture neuve à carburant fossile, vous serez remboursé de la totalité de votre investissement jusqu'à 30 mois après votre achat.</li>
</ul>
<p>Pour chaque type de voiture, nous augmentons l'indemnité de 10 %. Si vous ne voulez pas de cette majoration de 10 %, contactez votre expert en assurance.</p></div>
</div>
</div>
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<h3 class="gamma chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Optionnel: 10% d'indemnité supplémentaire </h3>
</div>
<div class="textimage parbase aem-GridColumn aem-GridColumn--default--8"><div class="text-image text-image--hide-on-mobile text-image--right default-margin" data-component-type="textimage">
<div class="text-image__text"><p>Si votre voiture est volée ou en perte totale, nous majorons l'indemnité de 10%, Sans aucune formalité supplémentaire. En effet, il est fort probable que d'autres objets aient aussi été perdus ou endommagés.</p>
<h4>Le saviez-vous?</h4>
<p>... Plus de 3 clients sur 4 optent pour la formule "10% supplémentaires".</p></div>
</div>
</div>
<div class="chaptertitle aem-GridColumn aem-GridColumn--default--8">
<h2 class="beta chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Dépannage par VAB 24 heures sur 24, 7 jours sur 7</h2>
</div>
<div class="textimage parbase aem-GridColumn aem-GridColumn--default--8"><div class="text-image text-image--hide-on-mobile text-image--right default-margin" data-component-type="textimage">
<div class="text-image__text"><ul>
<li>Assistance pour votre véhicule, y compris le service de dépannage (affiliation VAB)</li>
<li>Voiture de remplacement pendant 7 jours au maximum en Belgique après un accident ou une panne, et pendant 30 jours en cas de vol.</li>
<li>Assistance pour vous et votre famille (optionnel: vous pouvez aussi souscrire cette assurance omnium sans assistance personnes).</li>
</ul>
<h4>Le saviez-vous?</h4>
<p>De moins en moins de voitures neuves ont une roue de rechange, ce qui signifie qu'elles doivent plus souvent être remorquées en cas de crevaison.</p></div>
</div>
</div>
<div class="chaptertitle aem-GridColumn aem-GridColumn--default--8">
<h2 class="beta chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Assurance auto avec permis de conduire provisoire</h2>
</div>
<div class="textimage parbase aem-GridColumn aem-GridColumn--default--8"><div class="text-image text-image--right default-margin" data-component-type="textimage">
<div class="text-image__text"><p>Votre enfant a décroché son permis de conduire provisoire et conduit votre voiture? Faites-le enregistrer comme conducteur habituel dans votre police auto. CBC Start2Drive lui permet d'accumuler ses propres années de conduite sans sinistre. S'il décide par la suite de souscrire sa propre assurance auto auprès de CBC, il bénéficiera d'emblée d'un tarif avantageux. <a href="/particuliers/fr/assurer/vehicule/assurance-auto-avec-permis-de-conduire-provisoire.html">Plus d'infos sur CBC Start2Drive</a></p></div>
</div>
</div>
<div class="chaptertitle aem-GridColumn aem-GridColumn--default--8">
<h2 class="beta chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Votre voiture a plus de 5 ans?</h2>
</div>
<div class="textimage parbase aem-GridColumn aem-GridColumn--default--8"><div class="text-image text-image--right default-margin" data-component-type="textimage">
<div class="text-image__text"><p>Passez à <a adhocenable="false" href="/particuliers/fr/assurer/vehicule/omnium-partielle.html">la mini omnium ou omnium partielle</a>. Elle couvre les principaux sinistres: vol, bris de glaces, forces de la nature et incendie.</p></div>
</div>
</div>
</div>
</div>
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<h2 class="beta chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Des questions?</h2>
</div>
<div class="textimage parbase aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2"><div class="text-image text-image--right default-margin" data-component-type="textimage">
<figure class="image image--medium image--inset image--inset--right">
<img class="text-image__img text-image__img--vertical-top text-image__img--horizontal-center" srcset="https://wcmassets.cbc.be/content/dam/particulieren/nl/contact/KBCLive/callcenter-tablet-rechts.jpg/_jcr_content/renditions/cq5dam.web.480.9999.jpeg.cdn.res/last-modified/1590280402916/cq5dam.web.480.9999.jpeg 480w, https://wcmassets.cbc.be/content/dam/particulieren/nl/contact/KBCLive/callcenter-tablet-rechts.jpg/_jcr_content/renditions/cq5dam.web.680.9999.jpeg.cdn.res/last-modified/1590280402916/cq5dam.web.680.9999.jpeg 680w, https://wcmassets.cbc.be/content/dam/particulieren/nl/contact/KBCLive/callcenter-tablet-rechts.jpg/_jcr_content/renditions/cq5dam.web.960.9999.jpeg.cdn.res/last-modified/1590280402916/cq5dam.web.960.9999.jpeg 960w, https://wcmassets.cbc.be/content/dam/particulieren/nl/contact/KBCLive/callcenter-tablet-rechts.jpg/_jcr_content/renditions/cq5dam.web.1200.9999.jpeg.cdn.res/last-modified/1590280402916/cq5dam.web.1200.9999.jpeg 990w, https://wcmassets.cbc.be/content/dam/particulieren/nl/contact/KBCLive/callcenter-tablet-rechts.jpg/_jcr_content/renditions/cq5dam.web.2000.9999.jpeg.cdn.res/last-modified/1590280402916/cq5dam.web.2000.9999.jpeg 990w" sizes="(min-width:768px) 50vw, 100vw" src="https://wcmassets.cbc.be/content/dam/particulieren/nl/contact/KBCLive/callcenter-tablet-rechts.jpg/_jcr_content/renditions/cq5dam.web.960.9999.jpeg.cdn.res/last-modified/1590280402916/cq5dam.web.960.9999.jpeg" alt loading="lazy"/>
</figure>
<div class="text-image__text"><p>Contactez notre <b>expert en assurances</b>. Prenez contact avec CBC Live ou <a href="/particuliers/fr/contact-support.html">prenez rendez-vous avec votre agence CBC</a>.</p></div>
</div>
</div>
<div class="ghost aem-GridColumn aem-GridColumn--default--12">
</div>
<div class="textimage parbase aem-GridColumn aem-GridColumn--default--12"><div class="text-image text-image--left default-margin" data-component-type="textimage">
</div>
</div>
<div class="chaptertitle aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2">
<h2 class="beta chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Ce que vous devez savoir</h2>
</div>
<div class="textimage parbase aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2"><div class="text-image text-image--left default-margin" data-component-type="textimage">
<div class="text-image__text"><p>L'Assurance omnium tous risques dans la Police voiture CBC est une assurance omnium complète.</p>
<ul>
<li>Ce produit est régi par le droit belge.</li>
<li>Les assurances de cette police sont valables 1 an. Elles sont reconduites tacitement, sauf en cas de résiliation au plus tard 3 mois avant l’échéance principale.<br />
Pour les polices souscrites ou reconduites tacitement à partir du 1er octobre 2024, vous avez jusqu'à 2 mois avant l'échéance principale pour les résilier. En outre, en tant que consommateur, vous pouvez résilier la police à tout moment à partir de la deuxième année d'assurance. La résiliation prendra effet à l'expiration d'un délai de 2 mois à compter du lendemain de la présentation de l'envoi recommandé, de la signification ou de la date de l'accusé de réception.</li>
<li>Toute plainte doit être adressée en premier lieu à votre intermédiaire. Si vous ne parvenez pas à un accord, vous pouvez vous adresser au Service gestion des plaintes CBC, Avenue Albert 1er 60, 5000 Namur. Si aucune solution ne peut être dégagée, vous pouvez vous adresser à l'Ombudsman des assurances, compétent pour l'intégralité du secteur, Square de Meeûs 35, 1000 Bruxelles, <a href='mailto:info@ombudsman-insurance.be'>info@ombudsman-insurance.be</a>, <a href='http://www.ombudsman-insurance.be/fr/' target='_blank'>www.ombudsman-insurance.be</a>.<br />
Vous avez également le droit d’intenter une action en justice.<br />
</li>
</ul>
<p>Pour une offre pour la Police voiture CBC – Voiture, veuillez surfer sur notre <a href="/particuliers/fr/processus/mobilite/demander-assurance-auto.html" adhocenable="false">site Internet</a> ou vous adresser à votre <a href="/particuliers/fr/processus/assurances/prendre-rendez-vous-assurances.html">expert en assurances.</a><br />
La Police voiture CBC est un produit de KBC Assurances SA – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgique<br />
TVA BE 0403.552.563 – RPM Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB<br />
Entreprise agréée pour toutes les branches sous le code 0014 (A.R. 4 juillet 1979, M.B. 14 juillet 1979) par la Banque nationale de Belgique, avenue de Berlaimont 14, 1000 Bruxelles, Belgique.<br />
Société du KBC Groupe</p></div>
</div>
</div>
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<h3 class="gamma chaptertitle__text default-margin chaptertitle__text--left" data-component-type="chaptertitle">Veillez à lire le présent document d’information avant de souscrire l’assurance</h3>
</div>
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Fiche d’information sur l’assurance
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Conditions générales
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Politique de segmentation
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</div>
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Fiche produit
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</div>
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<div class="cta--block margin-bottom--big" data-component-type="roadmap">
<div class="cta--block__header cta--block__header--image" style="background-image: url('https://wcmassets.cbc.be/content/dam/particulieren/nl/product/verzekeren/wonen/Brandverzekering/brandverzekering-berekenen.jpg/_jcr_content/renditions/cq5dam.web.480.9999.jpeg.cdn.res/last-modified/1527493624503/cq5dam.web.480.9999.jpeg');" data-responsive-background data-backgroundsmall="https://wcmassets.cbc.be/content/dam/particulieren/nl/product/verzekeren/wonen/Brandverzekering/brandverzekering-berekenen.jpg/_jcr_content/renditions/cq5dam.web.680.9999.jpeg.cdn.res/last-modified/1527493624503/cq5dam.web.680.9999.jpeg" data-backgroundmedium="https://wcmassets.cbc.be/content/dam/particulieren/nl/product/verzekeren/wonen/Brandverzekering/brandverzekering-berekenen.jpg/_jcr_content/renditions/cq5dam.web.960.9999.jpeg.cdn.res/last-modified/1527493624503/cq5dam.web.960.9999.jpeg" data-backgroundlarge="https://wcmassets.cbc.be/content/dam/particulieren/nl/product/verzekeren/wonen/Brandverzekering/brandverzekering-berekenen.jpg/_jcr_content/renditions/cq5dam.web.1200.9999.jpeg.cdn.res/last-modified/1527493624503/cq5dam.web.1200.9999.jpeg" data-backgroundlargest="https://wcmassets.cbc.be/content/dam/particulieren/nl/product/verzekeren/wonen/Brandverzekering/brandverzekering-berekenen.jpg/_jcr_content/renditions/cq5dam.web.2000.9999.jpeg.cdn.res/last-modified/1527493624503/cq5dam.web.2000.9999.jpeg">
<h2 class="beta">Combien coûte une assurance omnium?</h2>
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<h3 class="gamma l-center cta--block__title cta--block__title--margin">Faites une simulation, sans engagement</h3>
<div class="grid bp4-grid-4 cta--block__substep js-height nB">
<i class="icon icon--euro"></i>
<span class="cta--text">Le même tarif en ligne qu'en agence</span>
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<i class="icon icon--glogon-touch"></i>
<span class="cta--text">Souscrivez immédiatement votre assurance omnium en ligne</span>
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<i class="fa fa-car"></i>
<span class="cta--text">Votre assurance peut débuter dès le lendemain.</span>
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<div class="text-image__text"><p>Accident, bris de glaces, vol? <a href="/particuliers/fr/assurer/vehicule/sinistre-auto.html">Aide pour la déclaration d'un sinistre auto</a>.<br />
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