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<a href="https://www.jfb-finances.fr/comment-la-comptabilisation-de-la-facture-dacompte-client-impacte-votre-bilan/" aria-hidden="true" tabindex="-1">
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<a href="https://www.jfb-finances.fr/comment-la-comptabilisation-de-la-facture-dacompte-client-impacte-votre-bilan/" rel="bookmark" title="Comment la comptabilisation de la facture d’acompte client impacte votre bilan">Comment la comptabilisation de la facture d’acompte client impacte votre bilan</a>
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<p>Dans un environnement économique en constante mutation, la gestion financière demeure une priorité pour les entreprises. L’acompte client, souvent mal compris, joue un rôle crucial...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2026/01/08/" rel="bookmark"><time class="entry-date published updated" datetime="2026-01-08T18:47:57+00:00">8 janvier 2026</time></a></div></div> </div>
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<a href="https://www.jfb-finances.fr/comment-le-bonus-malus-auto-et-moto-difference-affecte-vos-primes-dassurance/" aria-hidden="true" tabindex="-1">
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<a href="https://www.jfb-finances.fr/comment-le-bonus-malus-auto-et-moto-difference-affecte-vos-primes-dassurance/" rel="bookmark" title="Comment le bonus/malus auto et moto : différence affecte vos primes d’assurance">Comment le bonus/malus auto et moto : différence affecte vos primes d’assurance</a>
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<p>Les systèmes de bonus et malus jouent un rôle primordial dans le coût de vos primes d’assurance, que ce soit pour votre véhicule léger ou...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2026/01/08/" rel="bookmark"><time class="entry-date published" datetime="2026-01-08T08:15:38+00:00">8 janvier 2026</time><time class="updated" datetime="2026-01-08T08:15:39+00:00">8 janvier 2026</time></a></div></div> </div>
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<a href="https://www.jfb-finances.fr/assurance-pret-immobilier-credit-agricole-vos-droits-en-cas-darret-de-travail/" rel="bookmark" title="Assurance prêt immobilier Crédit Agricole : vos droits en cas d’arrêt de travail">Assurance prêt immobilier Crédit Agricole : vos droits en cas d’arrêt de travail</a>
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<p>Avec l’évolution de nos modes de vie et le stress quotidien, les arrêts de travail deviennent de plus en plus fréquents. En 2023, presque 35...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2026/01/08/" rel="bookmark"><time class="entry-date published" datetime="2026-01-08T01:54:16+00:00">8 janvier 2026</time><time class="updated" datetime="2026-01-08T01:54:25+00:00">8 janvier 2026</time></a></div></div> </div>
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/cic-filbanque-versus-banques-traditionnelles-quel-est-le-meilleur-choix/" rel="bookmark" title="Cic filbanque versus banques traditionnelles : Quel est le meilleur choix ?">Cic filbanque versus banques traditionnelles : Quel est le meilleur choix ?</a>
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<p>Le paysage bancaire évolue rapidement, et de plus en plus de consommateurs se posent la question : quelle est la meilleure solution pour gérer leurs...</p>
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<div class="entry-read-more"><a href="https://www.jfb-finances.fr/cic-filbanque-versus-banques-traditionnelles-quel-est-le-meilleur-choix/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-657" class="news-article news-article-bg post-657 post type-post status-publish format-standard has-post-thumbnail hentry category-mutuelle-sante-et-couverture-medicale">
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<a href="https://www.jfb-finances.fr/mutuelle-sante-budget-trouver-lequilibre-entre-protection-et-depenses-maitrisees/" rel="bookmark" title="Mutuelle santé et budget : trouver l’équilibre entre protection et dépenses maîtrisées">Mutuelle santé et budget : trouver l’équilibre entre protection et dépenses maîtrisées</a>
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<p>La gestion du budget sans négliger la santé, c’est souvent un véritable casse-tête. La mutuelle santé fait désormais partie de ces postes incontournables qu’il faut...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/baptiste-de-saint-symphorien/">Baptiste de Saint-Symphorien</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/26/" rel="bookmark"><time class="entry-date published" datetime="2025-12-26T01:01:12+00:00">26 décembre 2025</time><time class="updated" datetime="2025-12-26T01:01:13+00:00">26 décembre 2025</time></a></div></div> </div>
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<article id="post-815" class="news-article news-article-bg post-815 post type-post status-publish format-standard has-post-thumbnail hentry category-gestion-du-poste-client-et-recouvrement">
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<a href="https://www.jfb-finances.fr/les-avantages-du-factoring-cic-pour-les-pme/" aria-hidden="true" tabindex="-1">
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<a href="https://www.jfb-finances.fr/gestion-du-poste-client-et-recouvrement/" rel="category tag">
Gestion du poste client et recouvrement </a>
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/les-avantages-du-factoring-cic-pour-les-pme/" rel="bookmark" title="Les avantages du factoring CIC pour les PME">Les avantages du factoring CIC pour les PME</a>
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<p>Le factoring, également connu sous le nom d'affacturage, est devenu une stratégie incontournable pour les PME qui cherchent à optimiser leur trésorerie. En collaboration avec...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/13/" rel="bookmark"><time class="entry-date published updated" datetime="2025-12-13T07:39:04+00:00">13 décembre 2025</time></a></div></div> </div>
<div class="entry-read-more"><a href="https://www.jfb-finances.fr/les-avantages-du-factoring-cic-pour-les-pme/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-812" class="news-article news-article-bg post-812 post type-post status-publish format-standard has-post-thumbnail hentry category-credit-emprunt-et-rachat-de-credit">
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<a href="https://www.jfb-finances.fr/les-erreurs-frequentes-dans-le-calcul-de-capacite-demprunt-a-eviter-absolument/" aria-hidden="true" tabindex="-1">
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<a href="https://www.jfb-finances.fr/credit-emprunt-et-rachat-de-credit/" rel="category tag">
Crédit, emprunt et rachat de crédit </a>
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/les-erreurs-frequentes-dans-le-calcul-de-capacite-demprunt-a-eviter-absolument/" rel="bookmark" title="Les erreurs fréquentes dans le calcul de capacité d’emprunt à éviter absolument">Les erreurs fréquentes dans le calcul de capacité d’emprunt à éviter absolument</a>
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<div class="entry-content entry-content-muted entry-content-small">
<p>Dans le domaine de l'investissement immobilier, le calcul de la capacité d'emprunt est déterminant. Il conditionne l'accès à un financement optimal et une gestion efficace...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/13/" rel="bookmark"><time class="entry-date published updated" datetime="2025-12-13T07:09:34+00:00">13 décembre 2025</time></a></div></div> </div>
<div class="entry-read-more"><a href="https://www.jfb-finances.fr/les-erreurs-frequentes-dans-le-calcul-de-capacite-demprunt-a-eviter-absolument/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-809" class="news-article news-article-bg post-809 post type-post status-publish format-standard has-post-thumbnail hentry category-planification-financiere-et-retraite">
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<a href="https://www.jfb-finances.fr/comprendre-les-avantages-fiscaux-du-plan-epargne-retraite-pour-mieux-investir/" aria-hidden="true" tabindex="-1">
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<a href="https://www.jfb-finances.fr/planification-financiere-et-retraite/" rel="category tag">
Planification financière et retraite </a>
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/comprendre-les-avantages-fiscaux-du-plan-epargne-retraite-pour-mieux-investir/" rel="bookmark" title="Comprendre les avantages fiscaux du plan épargne retraite pour mieux investir">Comprendre les avantages fiscaux du plan épargne retraite pour mieux investir</a>
</h2>
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<p>Les Français s'intéressent de plus en plus à la préparation financière de leur retraite. Avec les réformes fiscales en place, le Plan d'Épargne Retraite (PER)...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/13/" rel="bookmark"><time class="entry-date published updated" datetime="2025-12-13T07:09:01+00:00">13 décembre 2025</time></a></div></div> </div>
<div class="entry-read-more"><a href="https://www.jfb-finances.fr/comprendre-les-avantages-fiscaux-du-plan-epargne-retraite-pour-mieux-investir/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-806" class="news-article news-article-bg post-806 post type-post status-publish format-standard has-post-thumbnail hentry category-planification-financiere-et-retraite">
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<a href="https://www.jfb-finances.fr/ouvrir-un-per-pour-independant-une-strategie-gagnante-pour-la-retraite/" aria-hidden="true" tabindex="-1">
<img width="500" height="300" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20500%20300'%3E%3C/svg%3E" class="attachment-thevoice-500-300 size-thevoice-500-300 wp-post-image" alt="Ouvrir un PER pour indépendant : Une stratégie gagnante pour la retraite" decoding="async" data-lazy-src="https://www.jfb-finances.fr/wp-content/uploads/2025/12/Ouvrir-un-PER-pour-independant-Une-strategie-gagnante-pour-la-retraite-500x300.jpg" /><noscript><img width="500" height="300" src="https://www.jfb-finances.fr/wp-content/uploads/2025/12/Ouvrir-un-PER-pour-independant-Une-strategie-gagnante-pour-la-retraite-500x300.jpg" class="attachment-thevoice-500-300 size-thevoice-500-300 wp-post-image" alt="Ouvrir un PER pour indépendant : Une stratégie gagnante pour la retraite" decoding="async" /></noscript> </a>
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<a href="https://www.jfb-finances.fr/planification-financiere-et-retraite/" rel="category tag">
Planification financière et retraite </a>
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/ouvrir-un-per-pour-independant-une-strategie-gagnante-pour-la-retraite/" rel="bookmark" title="Ouvrir un PER pour indépendant : Une stratégie gagnante pour la retraite">Ouvrir un PER pour indépendant : Une stratégie gagnante pour la retraite</a>
</h2>
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<div class="entry-content entry-content-muted entry-content-small">
<p>Envisager sa retraite en tant qu'indépendant peut être une tâche délicate. Comparés aux salariés, les travailleurs non-salariés (TNS) ont souvent des prestations de retraite plus...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/13/" rel="bookmark"><time class="entry-date published updated" datetime="2025-12-13T06:40:47+00:00">13 décembre 2025</time></a></div></div> </div>
<div class="entry-read-more"><a href="https://www.jfb-finances.fr/ouvrir-un-per-pour-independant-une-strategie-gagnante-pour-la-retraite/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-803" class="news-article news-article-bg post-803 post type-post status-publish format-standard has-post-thumbnail hentry category-heritage-succession-et-planification">
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/les-enjeux-de-la-fiscalite-de-lassurance-vie-en-succession-ce-que-vous-devez-savoir/" rel="bookmark" title="Les enjeux de la fiscalité de l’assurance vie en succession : ce que vous devez savoir">Les enjeux de la fiscalité de l’assurance vie en succession : ce que vous devez savoir</a>
</h2>
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<p>L'assurance vie joue un rôle central dans la gestion patrimoniale en France, et ce, grâce à ses avantages fiscaux considérables, spécifiquement en matière de succession....</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/13/" rel="bookmark"><time class="entry-date published updated" datetime="2025-12-13T06:40:03+00:00">13 décembre 2025</time></a></div></div> </div>
<div class="entry-read-more"><a href="https://www.jfb-finances.fr/les-enjeux-de-la-fiscalite-de-lassurance-vie-en-succession-ce-que-vous-devez-savoir/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-800" class="news-article news-article-bg post-800 post type-post status-publish format-standard has-post-thumbnail hentry category-gestion-du-poste-client-et-recouvrement">
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<a href="https://www.jfb-finances.fr/le-guide-sur-le-factoring-pour-independants/" aria-hidden="true" tabindex="-1">
<img width="500" height="300" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20500%20300'%3E%3C/svg%3E" class="attachment-thevoice-500-300 size-thevoice-500-300 wp-post-image" alt="Le guide sur le factoring pour indépendants" decoding="async" data-lazy-src="https://www.jfb-finances.fr/wp-content/uploads/2025/12/Le-guide-sur-le-factoring-pour-independants-500x300.jpg" /><noscript><img width="500" height="300" src="https://www.jfb-finances.fr/wp-content/uploads/2025/12/Le-guide-sur-le-factoring-pour-independants-500x300.jpg" class="attachment-thevoice-500-300 size-thevoice-500-300 wp-post-image" alt="Le guide sur le factoring pour indépendants" decoding="async" /></noscript> </a>
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<a href="https://www.jfb-finances.fr/gestion-du-poste-client-et-recouvrement/" rel="category tag">
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/le-guide-sur-le-factoring-pour-independants/" rel="bookmark" title="Le guide sur le factoring pour indépendants">Le guide sur le factoring pour indépendants</a>
</h2>
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<p>L'affacturage, bien que souvent perçu comme une solution réservée aux grandes entreprises, se révèle être un allié précieux pour les indépendants. En 2025, cette technique...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/13/" rel="bookmark"><time class="entry-date published updated" datetime="2025-12-13T06:08:40+00:00">13 décembre 2025</time></a></div></div> </div>
<div class="entry-read-more"><a href="https://www.jfb-finances.fr/le-guide-sur-le-factoring-pour-independants/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-797" class="news-article news-article-bg post-797 post type-post status-publish format-standard has-post-thumbnail hentry category-fiscalite-des-entreprises-et-taxation">
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<a href="https://www.jfb-finances.fr/les-avantages-caches-de-la-fiscalite-du-per-en-sortie-rente/" aria-hidden="true" tabindex="-1">
<img width="500" height="300" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20500%20300'%3E%3C/svg%3E" class="attachment-thevoice-500-300 size-thevoice-500-300 wp-post-image" alt="Les avantages cachés de la fiscalité du PER en sortie rente" decoding="async" data-lazy-src="https://www.jfb-finances.fr/wp-content/uploads/2025/12/Les-avantages-caches-de-la-fiscalite-du-PER-en-sortie-rente-500x300.jpg" /><noscript><img width="500" height="300" src="https://www.jfb-finances.fr/wp-content/uploads/2025/12/Les-avantages-caches-de-la-fiscalite-du-PER-en-sortie-rente-500x300.jpg" class="attachment-thevoice-500-300 size-thevoice-500-300 wp-post-image" alt="Les avantages cachés de la fiscalité du PER en sortie rente" decoding="async" /></noscript> </a>
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<a href="https://www.jfb-finances.fr/fiscalite-des-entreprises-et-taxation/" rel="category tag">
Fiscalité des entreprises et taxation </a>
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<h2 class="entry-title">
<a href="https://www.jfb-finances.fr/les-avantages-caches-de-la-fiscalite-du-per-en-sortie-rente/" rel="bookmark" title="Les avantages cachés de la fiscalité du PER en sortie rente">Les avantages cachés de la fiscalité du PER en sortie rente</a>
</h2>
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<p>Le Plan d'Épargne Retraite (PER) est devenu un élément phare de la stratégie de gestion de patrimoine des Français. Sa popularité repose largement sur ses...</p>
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<div class="entry-meta-left"><div class="entry-meta-item entry-meta-avatar"> </div></div><div class="entry-meta-right"><div class="entry-meta-item entry-meta-byline"> <span class="author vcard"><a class="url fn n" href="https://www.jfb-finances.fr/auteur/capucine-barzin/">Capucine Barzin</a></span></div><div class="entry-meta-item entry-meta-date"><a href="https://www.jfb-finances.fr/2025/12/04/" rel="bookmark"><time class="entry-date published updated" datetime="2025-12-04T21:42:22+00:00">4 décembre 2025</time></a></div></div> </div>
<div class="entry-read-more"><a href="https://www.jfb-finances.fr/les-avantages-caches-de-la-fiscalite-du-per-en-sortie-rente/" class="theme-button theme-button-border theme-button-small">Lire la suite</a></div>
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<article id="post-794" class="news-article news-article-bg post-794 post type-post status-publish format-standard has-post-thumbnail hentry category-planification-financiere-et-retraite">
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<p>Le Plan Épargne Retraite (PER) est devenu une pièce maîtresse pour quiconque cherche à optimiser ses finances personnelles tout en se préparant à une retraite...</p>
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