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<h1 class="page-header-title clr" itemprop="headline">Pourquoi j’ai décidé de créer Argent Conseil</h1>
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<h2 class="elementor-heading-title elementor-size-default">Pourquoi j'ai décidé de créer Argent Conseil</h2> </div>
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<img fetchpriority="high" decoding="async" width="600" height="600" src="https://argentconseil.fr/wp-content/uploads/2025/09/A-propos-Matthieu-Jeannot-Argent-Conseil-600x600.jpg" class="attachment-ocean-thumb-m size-ocean-thumb-m wp-image-4264" alt="A propos Matthieu Jeannot Argent Conseil" srcset="https://argentconseil.fr/wp-content/uploads/2025/09/A-propos-Matthieu-Jeannot-Argent-Conseil-600x600.jpg 600w, https://argentconseil.fr/wp-content/uploads/2025/09/A-propos-Matthieu-Jeannot-Argent-Conseil-150x150.jpg 150w, https://argentconseil.fr/wp-content/uploads/2025/09/A-propos-Matthieu-Jeannot-Argent-Conseil-300x300.jpg 300w, https://argentconseil.fr/wp-content/uploads/2025/09/A-propos-Matthieu-Jeannot-Argent-Conseil-100x100.jpg 100w" sizes="(max-width: 600px) 100vw, 600px" /> </div>
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<h2 class="elementor-heading-title elementor-size-default">Qui suis-je ?</h2> </div>
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<p>Matthieu Jeannot, ancien banquier et CGP, j’ai lancé le site d’éducation financière Argent Conseil en 2024.</p> </div>
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<h2 class="elementor-heading-title elementor-size-default">Mon parcours</h2> </div>
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<p>Après un bac scientifique, je choisis de m’orienter vers le domaine financier.</p><p>En 2023, je valide mon <strong>master 2 en banque et finance</strong>.</p><p>En 2024, j’obtiens la <strong>certification AMF</strong>, délivrée par l’Autorité des marchés financiers.</p><p>Pendant cette période, je découvre le milieu de la banque et de la gestion de patrimoine.</p><p>Je travaille dans <strong>2 grandes banques et dans un cabinet de gestion de patrimoine</strong>.</p><p>Des expériences très enrichissantes, qui m’amène néanmoins à <strong>dresser 2 constats alarmants</strong>…</p> </div>
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<h2 class="elementor-heading-title elementor-size-default">Premier constat : la (très) faible éducation financière en France</h2> </div>
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<p>Les nombreux clients que je rencontre durant ces 3 expériences me le prouvent :</p><p><strong>80% de la population n’a que</strong> <strong>très peu de connaissances financières, même basiques</strong>.</p><p>En effet, l’école ne nous <strong>apprend pas à gérer notre argent</strong></p><p>Et encore moins à <strong>le faire fructifier</strong> !</p><p>Vous allez me dire « chacun son métier, c’est pour ça qu’on suit les recommandations de son banquier »</p><p><strong>Grosse erreur !</strong></p><p>J’en arrive donc à mon deuxième constat…</p> </div>
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<h2 class="elementor-heading-title elementor-size-default">Deuxième constat : votre banquier n’est pas votre ami !</h2> </div>
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<p>Vous pensez peut-être que votre banquier est là pour vous conseiller.</p><p>Mais en réalité, c’est <strong>un commercial qui doit vendre des produits</strong> (cartes bleues, assurances, placements financiers…) pour <strong>faire gagner de l’argent à la banque</strong>.</p><p>Car oui, une banque est une entreprise, pas un service public ou une association !</p><p>Et j’ajouterai que les produits des banques traditionnelles sont rarement les plus intéressants du marché.</p><p>Mais ça, votre banquier ne vous le dira évidemment pas !</p><p><strong>💡Quel est le risque ?</strong></p><p>Vous retrouver avec des placements au rendement médiocre et très chargés en frais .</p><p>Pour faire simple : <strong>votre argent ne vous rapporte rien</strong> (ou presque) !</p> </div>
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<h2 class="elementor-heading-title elementor-size-default">La solution : l’éducation financière</h2> </div>
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<p>La solution est pourtant simple : <strong>connaître, à minima, les bases</strong>.</p><p>Savoir ce qu’est un livret, une assurance vie, un Compte-titres…</p><p>Comprendre <strong>le mécanisme des frais</strong> (qui impactent durement votre rendement)</p><p>Comprendre comment vous pouvez <strong>investir par vous-même</strong> :</p><ul><li>en moins de 5 minutes par mois</li><li>sans être un expert des marchés financiers</li><li>sans prendre des risques inconsidérés (et inutiles)</li></ul><p>Pour faire cela, il suffit de <strong>vous former</strong>.</p><p>Mais attention, pas n’importe comment !</p> </div>
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<h2 class="elementor-heading-title elementor-size-default">Le danger des contenus en ligne sur l’investissement </h2> </div>
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<p>Se former : oui,<strong> MAIS…</strong></p><p>Car il y a un bien un mais.</p><p>Le contenu sur les finances personnelles est aujourd’hui extrêmement présent en ligne.</p><p>Cependant, <strong>sa qualité laisse souvent à désirer</strong>.</p><p>Beaucoup de personnes parlent d’investissement, de bourse, de cryptomonnaie ou d’immobilier sans avoir de légitimité à le faire !</p><p>Ils n’ont<strong> ni les diplômes, ni l’expérience, ni les compétences nécessaires </strong>pour cela.</p><p>Bien sûr, il ne faut pas mettre tout le monde dans le même panier (il y a aussi du très bon contenu).</p><p>Mais <strong>méfiez-vous</strong> !</p><p>Surtout des promesses trop alléchantes…</p><p><strong>Les solutions miracles n’existent pas !</strong></p><p>C’est pour cela que j’ai décidé de lancer le site <strong>Argent Conseil</strong> : vous offrir du <strong>contenu d’éducation financière de qualité</strong>.</p><p>Avec des contenus rédigés uniquement <strong>par des professionnels</strong>.</p> </div>
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<h2 class="elementor-heading-title elementor-size-default">Argent Conseil en quelques chiffres</h2> </div>
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<p>Argent Conseil, c’est :</p><ul><li><strong>un site web d’éducation financière</strong></li><li>du contenu sur l’investissement sur <strong>Linkedin</strong> (profil Matthieu Jeannot)</li><li>du contenu budget/investissement sur <strong>Pinterest et Instagram </strong>(profil Argent Conseil)</li><li>des <strong>accompagnements</strong> d’éducation financière</li></ul><p>Au total :</p><p>📊 Plus de <strong>1,5 million de vues</strong></p><p>📈 Plus de <strong>50 particuliers accompagnés</strong></p> </div>
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<h2 class="elementor-heading-title elementor-size-default">Mes offres d’accompagnements</h2> </div>
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<p>Le contenu gratuit proposé sur mon site a déjà de quoi vous donner de <strong>solides bases d’éducation financière</strong>.</p><p>Mais je sais que certains d’entre vous voudront <strong>aller plus loin</strong>…</p><p>Et vous avez bien raison !</p><p>Car c’est la preuve que vous avez compris <strong>le pouvoir de votre argent</strong> (si vous l’investissez correctement).</p><p>Mais pour cela, le contenu gratuit en ligne aura forcément ses limites…</p><p>C’est pour cette raison que je propose <strong>les offres d’accompagnements suivantes</strong> :</p><ul><li><span style="text-decoration: underline; color: #0000ff;"><a style="color: #0000ff; text-decoration: underline;" href="https://argentconseil.fr/produit/coaching-premium-construire-un-portefeuille-detf-performant" target="_blank" rel="noopener">Coaching investir en bourse (ETF)</a></span> : 1h de coaching pour bien vous lancer en bourse ou améliorer votre stratégie</li><li><span style="text-decoration: underline;"><span style="color: #0000ff; text-decoration: underline;"><a style="color: #0000ff; text-decoration: underline;" href="https://argentconseil.fr/produit/programme-investisseur-gagnant" target="_blank" rel="noopener">Programme investisseur gagnant</a></span></span> : le programme complet pour devenir un investisseur autonome de A à Z.</li><li><span style="text-decoration: underline; color: #0000ff;"><a style="color: #0000ff; text-decoration: underline;" href="https://argentconseil.fr/produit/le-grand-guide-des-placements-financiers" target="_blank" rel="noopener">Le grand guide des placements financiers</a></span> : un guide complet qui décrypte tous les principaux placements financiers existants (avec 1h de coaching inclue)</li></ul><p>Aujourd’hui ma mission est simple : <strong>aider les jeunes actifs qui veulent investir en autonomie</strong> à atteindre leurs objectifs financiers.</p><p>Vous aspirez à <strong>atteindre la liberté financière</strong> ? La première étape commence ici 👇</p> </div>
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<span class="elementor-button-text">Retrouvez toutes mes offres d'accompagnement ici</span>
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<h2 class="elementor-heading-title elementor-size-default">Argent Conseil</h2> </div>
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<p>L’expertise en matière de finances personnelles, investissement et gestion de patrimoine</p> </div>
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